Thinking about becoming a dentist? Gauging the right time for selling your dental practice The dental industry as a whole is stable, but markets change, technology evolves, and laws regarding insurance are up in the air. Here are a few trends to consider in planning your future.
Like many professions, demand for dentists ebbs and flows. The economy affects this, specialists retire leaving openings, and large numbers of graduating specialists can flood a market. These are natural cycles that will probably happen several times during your career. And often they are very region specific. The market for Philadelphia cosmetic dentistry may be booming while it's over saturated in Boston. A specialty that is over saturated when you start medical school may clear itself out before you graduate, or vice versa.
You can navigate these changes by being flexible. It may not be feasible to start a practice in your first choice of city, so have other options. You can choose a broad specialty like general dentistry and narrow it later. As you build your credentials and markets change in your favor you can always relocate or adjust your services.
The more you can diversify your practice the better. This may mean continuing training throughout your career. You may do the best bridges in Orlando. But dental implants are being used more than ever. The more options you can give your patients the better. So add to your repertoire the best dental implants in Orlando.
Another way to diversify is to partner with a dentist who has complimentary skills. If you're a periodontist, partner with an endodontist. This has several benefits. If you're a younger dentist it allows you to join an already established practice where it should be easier to build your clientele and learn the business aspects of the dental industry. If you're an older dentist preparing to retire, it could make selling your practice much easier because continuity is attractive to potential buyers. For all dentists, it means not needing to try to be all things to all patients.
Whatever your specialty, if you can stay flexible and become versatile you'll be prepared for the changes in your dental career -- beginning, middle, and end.
Enjoying simple moving experience given by the experienced moving company
Moving is somehow interesting in its way. You can feel that moving can give you such experiences. You can get the beauty of moving in different types. Many ups and downs while you are moving from one place to another. These days, sometimes the service of choosing flat is completed by moving service companies that think about details of moving concept. Even, you can now find the international moving companies that might help you moving from one country to another. Hence, you can use the service of this moving company either locally or internationally. It means that you do not need to worry that much about bad experience of moving.
Through this kind of company, you will save much time in thinking about all details and you will save much energy because the people will give their best to help you with everything that you need during your moving time. You do not have to think seriously because they definitely take their job seriously. Therefore, you can get the peace of mind. What you need to do is just enjoy your moving experience, for instance international moving experience. You will feel that moving is not a big deal after you get the services from a great moving company.
Not to mention, you can also make request about things that are related to your moving concept. The specialists will absolutely consider many things and help you to prepare all those things. All of the staffs are experienced people and they have great credibility. Thus, rely on them is the best choice you can do. Aside from local and international moves, you can also have the service for long distance movers. It is actually a bit complex than the usual local moves and you need to prepare different things. Well moving will be no more a big problem because this great moving company exists.
Cigar News of Fine Cigar at the Cigar Channel
Nowadays, there are many cigar products available in the market. That is why people who like smoking can easily buy the cigar. However, almost all smokers choose to smoke the fine cigar. Choosing the fine cigar becomes a daunting task since there are many cigar products available today. That is why the smokers need to know about the latest information about cigar. Finding the latest news about cigar is not difficult anymore today. Moreover, you can also find the cigar videos easily and quickly. Searching cigar videos on the Internet is the best way that the smokers can do in looking for the latest information about fine cigar. On the internet, there are some websites that you can visit if you want to get the cigar news. The Cigar Channel is an interactive Protocol Television (IPTV) website that you can visit if you are searching the cigar videos on the Internet.
The Cigar Channel is an IPTV website dedicated for the world of fine cigars. This website is very useful for smokers or others who are looking for the fine cigar. This website provides many new cigar videos that can give you information about the fine cigar that you can choose. Those cigar videos related to the news, topics, reviews, tips, and others from overall point of view. The Cigar Channel is a website designed to inform and educate about the fine cigars. In this site, you can find cigar reviews, cigar news, cigar videos, and many more. In this site, you can also ask questions and share your opinions about cigars. Besides, this website also helps the smokers to interact with some favorite cigar brands easily. All of the cigar articles, news, and others provided in this website are new and informative so that you can go to this website if you want to find fine cigars.
Find a Full Service Dental Office in Your Area
It's hard enough to find a dentist you like at all. So finding a practice that does pediatrics, cosmetics, periodontal, and has nice receptionists would be incredible. Full service dental practices are quite common now. If you can find one you like, your family will be set up for life.
In Columbus, OH, there are great dentists spread across the city, but driving all over town for different specialists can be maddening. If you live in New Albany, it would be nice to have a full service office for family dentistry in New Albany. This doesn't mean finding a dental jack of all trades. The key is finding dentists in the same office with complimentary specialties. At Clark Family Dental in New Albany, the husband and wife team covers a variety of specialties.
What benefit would a highly skilled specialist gain from working in a full service dental office? A good Boston cosmetic dentist could find plenty of business on his own. But at Dental Partners of Boston, dentists of various specialties can consult on how best to care for patients. They coordinate to prioritize work needed as well. This results in a better overall experience for patients in quality of care and convenience.
Don't think you have to sacrifice personal relationships in a full service practice. A Madison, WI dentist team can meet just about all your family's dental needs with one staff who will remember you because you'll be in more frequently. Oak Park Dental offers a wide variety of services between its two doctors. This means for most procedures, you only deal with doctors and hygienists you know and trust. The receptionists will know your insurance so you won't have to fill out paperwork every time you come in. Having a good relationships with doctors in a single practice will give them better insight into new problems because they will have your full history in front of them and will be able to talk to others who have done work on your teeth in person.
Wherever you live, if you can find a full service dental practice you can trust and enjoy visiting, it will be amazing how much stress you won't have to deal with.
Decorating Your Bathroom
When you are ready to make plan for some bathroom decoration or renovation, make sure you have been counting all these three points in your planning. The first thing is the overall outlook for your bathroom. This will include finding the perfect bathroom shower doors to suit perfectly with the overall theme of your decoration or renovation planning. Of course, your bathroom’s or shower door is just one of many other things you need to consider in this particular point. The set of your bathroom vanity, for example, or your shower curtain, are just few things you need to carefully consider about their look when you are decorating your bathroom.
The second point you need to consider is that of the ‘feeling’ of your bathroom. This is usually called also as the entire atmosphere you get from being inside your shower. Needless to say, bathrooms (at least for some people) may become your one and only sanctuary inside your house. This could be the only place when you think you could really enjoy your time without ever the need of feeling worried or bothered, even by some of your own family members. It is for this very personal reason that you need to consider this point very carefully.
Last but not least, there is this functional aspect in every frame work of your decorative plan. Beauty is good, but functional beauty is much better. The fact that you are going to use your bathroom every single day at any minute does mean you should consider function over, if not equal to, beauty. However, if you could find one site or place which could give you all those beauty that comes with function (or on the contrary otherwise), it does mean that you have the perfect site for your perfect decorative plan! And luckily for you, there is indeed such a site!
The second point you need to consider is that of the ‘feeling’ of your bathroom. This is usually called also as the entire atmosphere you get from being inside your shower. Needless to say, bathrooms (at least for some people) may become your one and only sanctuary inside your house. This could be the only place when you think you could really enjoy your time without ever the need of feeling worried or bothered, even by some of your own family members. It is for this very personal reason that you need to consider this point very carefully.
Last but not least, there is this functional aspect in every frame work of your decorative plan. Beauty is good, but functional beauty is much better. The fact that you are going to use your bathroom every single day at any minute does mean you should consider function over, if not equal to, beauty. However, if you could find one site or place which could give you all those beauty that comes with function (or on the contrary otherwise), it does mean that you have the perfect site for your perfect decorative plan! And luckily for you, there is indeed such a site!
Best Home Office Furniture
It is no doubt that every one wants to get the best, comfortable, sleek and nice home office furniture. You can put the computer desks home office furniture is a kind of luxurious furniture that is made especially for your comfortable when you work at the the office. The home office furniture or it is also well known by naming set of home furniture, is a kind of chair that should be comfortable and nice. Nowadays, many companies make home office furniture as part of the successful industry.
Many companies that compete each other to make luxurious home office furniture. All luxurious home office furniture home office furniture is made by attaching wheels in four foot of office chair and table or desk chair. It has a purpose to allow the workers to still sit in their office chair or desk chair while they can reach some locations that they want and do not need standing and reach some locations, it will spend some times, energy, and it will make the works become not efficient. Nowadays, almost all the companies that work to make office chair or desk chair will give their home office furniture or desk chair with nice back supports and they will compete each other to provide the comfortable that is maximum for the client. As a matter of fact, the beginning of the home office furniture is started from the Charles that works with office chair at his desk. Nowadays, many companies make home office furniture as part of the promising industry. You can buy the executive chairs by browsing and see all the model of home office furniture.
By putting home office furniture, you can work at home with comfortable and you can feel enjoy without stress from the bos or the friends in the office. Enjoy your work in your comfortable zone, home.
Many companies that compete each other to make luxurious home office furniture. All luxurious home office furniture home office furniture is made by attaching wheels in four foot of office chair and table or desk chair. It has a purpose to allow the workers to still sit in their office chair or desk chair while they can reach some locations that they want and do not need standing and reach some locations, it will spend some times, energy, and it will make the works become not efficient. Nowadays, almost all the companies that work to make office chair or desk chair will give their home office furniture or desk chair with nice back supports and they will compete each other to provide the comfortable that is maximum for the client. As a matter of fact, the beginning of the home office furniture is started from the Charles that works with office chair at his desk. Nowadays, many companies make home office furniture as part of the promising industry. You can buy the executive chairs by browsing and see all the model of home office furniture.
By putting home office furniture, you can work at home with comfortable and you can feel enjoy without stress from the bos or the friends in the office. Enjoy your work in your comfortable zone, home.
Electric Linear Actuators for Integrated Automation Application
The basic idea of creating invention is solving problem. The development of technology and its inventions have solved so many human problems. Controlled linear movement with automation problem is solved by electric linear actuator. This small electric device can provide controlled linear motion using electric motor to deliver enough power to move various heavy objects. The circular movement of electric motor is transferred to create strong linear motion. This device is now commonly used for mounting heavy objects for furniture application, industrial machinery or other engineering application. The use of electric linear actuator for creating automation movement is simple in installation and application.
The actuator can be installed easily with its mounting system, single actuator or more can be installed for more complex movement, the used of control box for integrated or simultaneous movement can control up to 10 devices. The small electric linear will need 12 volts DC electricity for its power source. There are electric linear actuators available with various force, speed and dimension for various applications. This device is now very common for creating television lifts; its application for dynamic furniture design provide simple movement for lifting or mounting objects like television or monitor. It simplicity in installation and control provide various advantages even for anyone who has small experience in engineering and electricity to use or apply the device.
The actuator can be installed easily with its mounting system, single actuator or more can be installed for more complex movement, the used of control box for integrated or simultaneous movement can control up to 10 devices. The small electric linear will need 12 volts DC electricity for its power source. There are electric linear actuators available with various force, speed and dimension for various applications. This device is now very common for creating television lifts; its application for dynamic furniture design provide simple movement for lifting or mounting objects like television or monitor. It simplicity in installation and control provide various advantages even for anyone who has small experience in engineering and electricity to use or apply the device.
Choosing Optometric Continuing Education Can Be Very Helpful
Before going for optometric continuing education, fist of all the school or institute should be selected and the application requirements should examined. After that the budget of the course should be examined before completing the coursework. Now, after completing these requirements you are ready to take the course which is designed to offer you the appropriate training to be an expert Optometric.
Optometric CE courses are very popular these days at the demand of Optometric doctors are increasing day by day. The Optometrists are specialized in eye care and engaged in the assessment of the eyes to identify problems such as myopia and hyper myopia, among a lot of others. They treat the patients and prescribe medicines or suggest wear glasses or contact lenses for rectification and maybe if it is serious vision therapy are also suggest by them.
While pursuing optometric ce the optometrists are known as practitioners, who are specialists in various other fields like vision therapy, contact lenses, etc. Some of the optometrists who are also engaged in research practices. It is not that much easy to get into an optometry schools. The students are selected on the basis of their academics and scientific understanding; the Optometry Admission Test. apart from this, clinical training and workshops will organised for the students to learn practically about eye problems, diagnosis and treatments. Many applicants take this exam while they are about a year junior at college due to which they get a higher score later on. Optometry school takes some students after completion of the course in the school only.
The Beauty of Thin Brick Veneer
Are you considering doing a project in your kitchen? You might be surprised with exactly how many options you have open to you when doing so. In some cases, you’re going to be able to purchase items that will make a striking difference in the way that the overall project looks, even though it is not going to impact your budget to the extent where it will make it difficult to afford. An example of this is using thin brick veneer in your kitchen, particularly in the backsplash around the countertops. This type of veneer offers you both beauty and durability, without the expense of having full brick installed in the area.
This type of glazed thin brick is also something that can be used in other areas of the kitchen as well. Some people prefer to use it in an accent wall, even though they have many other choices that are available to take care of that type of project. Using this type of glazed thin brick over top of using stone or ceramic is beneficial because of the many different choices that it makes available to you. It certainly is true that when you use some of these glazed tiles, you are going to have almost any color and texture you could want available to you. Of course, there may be times when you’re going to need to special order some of these items to get exactly what you want but once it is in place, you will be very happy that you took the extra time to wait for it to arrive.
Continuing Education Requirements For A CFP
Certified Financial Planners are required to complete 30 hours of continuing education during each two-year period. The ending date of each period is the final day of the month that certification renewal for a CFP is due. The CE requirement is effective immediately upon initial certification. The number of CE hours for a newly certified CFP is prorated for an initial certification period of less than two calendar years. Any CE hours in excess of the requirement may not be applied to subsequent reporting periods. CE hours earned for any one program may not be split between two reporting periods.
In each reporting period, 2 of the required hours must be obtained from a pre-approved program on CFP Board'sCode of Ethics orPractice Standards. No exceptions are made. The remaining 28 hours consist of programs related to any of the accepted subject topics related to investment, tax, insurance, estate, or retirement matters.
A CFP may complete anonline continuing course.Courses offered by colleges and universities (including community colleges) may be accepted if they cover topics listed in the Subject Topics Accepted for CE Credit. Each semester credit equals 15 CE hours and each college quarter credit equals 10 CE hours for a CFP. Therefore, a course having 3 semester credits provides 45 hours of CE. Both credit and non-credit courses may be accepted. For non-credit courses, each 50-minute class session may be counted as one CE hour.
Programs provided by state and local bar associations, Certified Public Accountant societies, Financial Planning Association chapters, Society of Financial Service Professionals chapters, Association for Investment Management and Research chapters, state boards of accountancy, state insurance commissions, and estate planning councils will be accepted for CE credits, provided topics covered are listed in the CFP Board's Subject Topics Accepted for CE Credit.
Anincome tax course qualifies for CE credit.CE hours from programs registered with CFP Board are reported for a CFP by the CE sponsor. CE programs not registered with CFP Board may be reported online by a CFP with payment of a nonrefundable processing fee to cover the cost of review. CE sponsors are encouraged to register CE programs with CFP Board. The sponsor of a CE course will convey if the program has been registered and the number of CE hours that the CFP Board has granted for the course. A list of registered CE sponsors and programs is available on the CFP Board's Web site. Programs designed to meet CFP Board's two-hour Code of Ethics and/or Practice Standards requirement have additional requirements and must be approved by CFP Board before they will be accepted.
A CFP should only report programs for CE credit that:
Address one or more topics listed in CFP Board's Subject Topics Accepted for CE Credit. Contribute to increasing the professional competency of participants. Are developed and conducted by persons qualified in the subject matter and in instructional design. Are current and correct in program content. Provide documentation to the CFP by the sponsors. Last at least 50 minutes.
An easy method for a CFP to obtaincheap CPE credit is on the Internet from the providers ofonline tax courses to income tax professionals.
CompTIA Continuing Education Program
Effective January 1, 2011, all new CompTIA A+, CompTIA Network+ and CompTIA Security+ certifications will be valid for three years from the date the candidate is certified. After three years, the certification must be renewed. This can be done by passing the most current exam for a respective certification or by participating in CompTIA's new continuing education program, which will allow individuals to keep their skills current and their certification up to date without retesting.
The CompTIA Continuing Education (CE) Program has been designed to allow individuals a cost-effective method for keeping certifications current through the completion of variety of activities that demonstrate relevant industry knowledge.
The latest version of the A+ certification is CompTIA A+ 2009 Edition. Two exams are necessary to be certified: CompTIA A+ Essentials, exam 220-701; and CompTIA A+ Practical Application, exam 220-702. The 220-701 exam measures the necessary competencies of an entry-level IT professional with a recommended 500 hours of hands-on experience in the lab or field. It tests for the fundamentals of computer technology, networking and security, as well as the communication skills and professionalism now required of all entry-level IT professionals Additional information about the 220-701 exam can be found on the CompTIA Web site.
Testsoon certification prep products are industry-best exam simulations that provide realistic simulations of IT certification exams. Our award-winning Testsoon Cert practice exams are known as the most comprehensive and realistic available. We even offer a money-back Pass-the-First-Time Guarantee on our Testsoon practice exams. See why our practice exams lead to IT certification success. Access a FREE 220-701 Practice Exam Demo now!
Insurance Continuing Education - Flood Insurance Application
The APPLICATION for flood insurance is, understandably, a little more complicated than some of the other property and casualty policy applications as it covers a specific risk on property that must be identified although the range of buildings and property can run the gamut. Because of this need to be precise, this form must be completed only in the correct fashion as there is no room for guessing.
This Application form or a similar form used for WYO companies, must be used for all flood policies except the Preferred Risk Policy. The NFIP Flood Insurance Application form, or a similar form for WYO companies, must be used for all flood insurance policies except the Preferred Risk Policy.
The Application form must be completed accurately as it contains the necessary information required by statutory intent and it provides the instructions in respect to the rating of the different building types.
The Application provides the initial information so that the flood insurance rate can be properly applied to the building, particularly as to whether the building is Post-FIRM construction or Pre-FIRM construction; and provides information as to building occupancy, building type, basement type and elevated building type.The flood risk Zone must also be determined as well as the elevation of the building.
TYPES OF BUILDINGS
For purposes of the NFIP, distinctions have been made among the following building types:
1. No basement
- One floor
- Split level
- Two or more floors
1. Unfinished basement
- Split level
- Two or more floors
1. Finished basement
- Split level
- Two or more floors
1.
Manufactured (mobile) home, including doublewide, or travel trailer, on foundation2. Elevated building
- No enclosure
- With enclosure (including crawl space)
An elevated building is a building that has no basement and that has its lowest elevated floor raised above ground level by foundation walls, shear walls, posts, piers, pilings, or columns.
SCHEDULED BUILDING POLICY
1. To obtain a Scheduled Building Policy, an Application must be completed for each building and/or contents for which coverage is requested.
2. For each scheduled building (building and/or contents coverage); the Federal Policy Fee is .00 per building
3. All Flood Insurance Application forms must be completed in accordance with all Flood Insurance Manual rules and the Scheduled Building Policy qualifications.
4. If requesting a Scheduled Building Policy, indicate Building #1, Building #2, etc., in the upper right corner of each Application. Staple together the Applications as a single unit.
COMPLETING PART 1 OF THE APPLICATION
The following instructions apply for completing Part 1 of the Flood Insurance Application form.
POLICY STATUS
In the upper right corner of the form, check the appropriate box to indicate if the application is for a NEW policy or a RENEWAL of an existing policy. If the application is for a renewal, enter the current 10-digit NFIP policy number.
POLICY TERM (BILLING/POLICY PERIOD
Check the appropriate box to indicate who should receive the renewal bill.
If "BILL FIRST MORTGAGEE is checked, complete "First Mortgagee" section."
If BILL SECOND MORTGAGEE, BILL LOSS PAYEE, or BILL OTHER is checked, provide mailing instructions in the "Second Mortgagee or Other" section.
Enter the policy effective date and policy expiration date (month-day-year).
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insurance continuing education online
continuing education insurance
Continuing Education in The Management Role
Having educated yourself to degree level and beyond is time consuming and demanding however, the end result is what drives a large number of people to succeed and become managing directors and CEO’s of large companies. It is important to remember smaller companies with less staff still play an important role in a countries economic growth and productivity. If you are a manager or CEO, the responsibility is the same whether you manage hundreds of staff or just a few. The result is continued growth in the market place, a happy productive staff team and most importantly survival in a very hostile business world.
We are aware of the current financial crisis, the ups and downs of global markets having a direct affect on all companies. Once again, the difference of a large or small company is very little in as much as survival rate and the ability to operate from month to month.
In the ever-changing market, the abilities of the managing director or CEO are being tested from day to day.
It has become imperative for such educated people to continue their education. The changing market, trends and specific needs of individuals and the staff team as a whole are becoming very demanding, if the current CEO’s and managing directors do not continue their education they run the risk of being left behind or even replaced by a more educated more up to date candidate.A managing director or CEO will have to concentrate on some key areas of continued education, such as human resources, changing markets and the market place, health and safety and other more individual specific courses linked to their chosen area of expertise.
The modern progressive and dynamic staff teams are very thirsty for knowledge and continued education.
This is time consuming in its self. The HR department also needs to continue their education to keep abreast of trends, legal requirements and stopping stagnation within the work force. The new modern HR department will have an aggressive and at times daunting continued educational target. Without a continued education program, a staff team would simply remain at a standstill, staff members would not be able to continue their growth within the company and then costly advertising campaign would have to search for suitable candidates to fill the void.All managing directors or CEO’s know internal promotions are better for the growth of the company as they make staff feel valued and promote positive thinking within the team to be more forward progressive thinkers. If they see colleagues advance in their careers, then they hopefully will have the drive and ambition to continue their individual education to succeed and move up the corporate ladder.
It is important to remember that with continued education comes change. This can mean many things however, two key areas are a move for the manager or CEO to pastures new if their individual growth requires new more challenging roles or complete organizational re-structure so continued education can succeed.
The word for continuing education for business managers in Danish is Efteruddannelse for virksomhedsledere. Click on this link to find one of the best websites dedicated to that. It is in Danish but Google Translate can help you with the translation. If you would like to read about continuing education for professional engineers, read this article.
Physical Therapy Continuing Education: Rehah Post Fai Surgery
Physical Therapy Continuing Education recently interviewed a Hip Surgery Rehab Expert about his process for rehabbing people post FAI Hip surgery.
Here are some of his answers:
Hip Surgery Rehab Expert:That being said he asked the patients to stay at least four to five days following the surgery, come twice a day, really get hands on as far as whats involved with the rehab, have a thorough understanding of that rehab process. The more times that patient can hear and have the rehab performed on them the more theyre gonna remember once they leave.
We couldnt always rely on if the patient was going back somewhere where there was a therapist available or they didnt have the means to go to therapy following this, so we also tried to make the rehab process as much possible for the patient to perform on their own with just some follow-up care as needed.
So, our main hip surgeon, when he came out here he had for the most part the same population and so he adopted that philosophy. He asked that the patients stay at least four to five days, to get in twice a day while theyre out here and we go through their specific program with them.
They get treated twice a day and then once they leave here they have the information to contact us via email, phone call to continue up with either their therapist or once they leave here their therapist or they themselves can follow-up with us.
Because our hips surgeon's practice is just exploding we did bring on an athletic trainer who has allowed us to communicate more openly with these patients and the therapists once they leave here. So, we have one full staff person dedicated purely to communicating with the patients and the therapists once they leave.
Interviewer: Excellent. And then follow-up. Do people actually come back to Vail for reassessment or how does that side of things work?
Hip Surgery Rehab Expert:Yes. What well do is theyll stay here four to five days, and what we found is that a lot of patients will stay a little bit longer. Weve seen more and more people dedicating two weeks out here. Obviously its Vail and theres some expense with spending the days out here and the nights out here, so we understand that, but some patients have made the they put the effort into finding one of the best physicians in the world doing the surgery in the rehab facility they figure they might as well spend a little extra money and stay out here. So, they are staying anywhere from four days to two weeks, three weeks up to some patients staying their whole rehab process.
That being said, even if they leave after four or five days we have them come back at probably about six to eight weeks which is right around the time when theyre starting to get more into their functional activities. Kind of going from phase two into phase three of their rehab. Thats around the time that we ask them to come back, around that six to eight week mark and/or they will come back at around 12 weeks.
Here are some of his answers:
Hip Surgery Rehab Expert:That being said he asked the patients to stay at least four to five days following the surgery, come twice a day, really get hands on as far as whats involved with the rehab, have a thorough understanding of that rehab process. The more times that patient can hear and have the rehab performed on them the more theyre gonna remember once they leave.
We couldnt always rely on if the patient was going back somewhere where there was a therapist available or they didnt have the means to go to therapy following this, so we also tried to make the rehab process as much possible for the patient to perform on their own with just some follow-up care as needed.
So, our main hip surgeon, when he came out here he had for the most part the same population and so he adopted that philosophy. He asked that the patients stay at least four to five days, to get in twice a day while theyre out here and we go through their specific program with them.
They get treated twice a day and then once they leave here they have the information to contact us via email, phone call to continue up with either their therapist or once they leave here their therapist or they themselves can follow-up with us.
Because our hips surgeon's practice is just exploding we did bring on an athletic trainer who has allowed us to communicate more openly with these patients and the therapists once they leave here. So, we have one full staff person dedicated purely to communicating with the patients and the therapists once they leave.
Interviewer: Excellent. And then follow-up. Do people actually come back to Vail for reassessment or how does that side of things work?
Hip Surgery Rehab Expert:Yes. What well do is theyll stay here four to five days, and what we found is that a lot of patients will stay a little bit longer. Weve seen more and more people dedicating two weeks out here. Obviously its Vail and theres some expense with spending the days out here and the nights out here, so we understand that, but some patients have made the they put the effort into finding one of the best physicians in the world doing the surgery in the rehab facility they figure they might as well spend a little extra money and stay out here. So, they are staying anywhere from four days to two weeks, three weeks up to some patients staying their whole rehab process.
That being said, even if they leave after four or five days we have them come back at probably about six to eight weeks which is right around the time when theyre starting to get more into their functional activities. Kind of going from phase two into phase three of their rehab. Thats around the time that we ask them to come back, around that six to eight week mark and/or they will come back at around 12 weeks.
Insurance Continuing Education - Contracts
In the absence of fraud, all statements made by applicants or Insureds will be deemed to be representationsand not warranties. No statement made for the purpose of affecting coverage will avoid coverage or reduce benefits unless contained in a written application signed by the Contract Holder and a copy of such documents has been furnished to the Contract Holder.
Eligibility for coverage under this Contract is determined by medical risk classifications applicable to the applicant and his or her dependents. Among the factors we consider when making our underwriting decision are the medical information requested on the application, and the sex and age of the applicant and his or her dependents.
Material Misrepresentations, omissions, concealment of facts and incorrect statements made on an application or a medical statement by an applicant, Insured or a Contract Holder which is discovered within two years of the issue dateof the Contract may prevent payment of benefits under this Contract and may void this Contract for the individual making the misrepresentation, omission, concealment of facts or incorrect statement. Fraudulent misstatementsin the application or medical statement discovered at any time,may result in voidance of this Contract or denial of any claims for the individual making or responsible for the fraudulent misstatement.
In the event of fraud or misrepresentation pertaining to, but not limited to, medical information, geographical area, or the sex and/or the age of applicant or his or her dependents made on an application or medical statement by an applicant, Contract Holder or Insured, the sole liabilityof YOUR INSURANCE COMPANY shall be the return of any unearned Premium, less benefit payments. However, at our discretion, we may elect to cancel the Contract with forty-five (45) days prior written notice (Time may vary by state regulation &/or company practice) or continue this Contract provided that the Contract Holder makes payment to us for the full amount of the Premium which would have been in effect had the true facts been stated by the applicant, Contract Holder, or Insured.
C.A.
Bernadette was diagnosed with breast cancer in Oregon. Her doctor in Oregon told her that she needed surgery as soon as possible. However, since she was not employed and had no insurance, she decided to move back home to Indiana.
She found a job in Indianapolis, but it had no benefits. Therefore she applied for an individual major medical policy. She did not tell the agent about her cancer and the policy was issued on a standard basis with no riders.
60 days after the policy was issued she had a "routine" mammogram" which "discovered"
(Continued from previous page) the cancer. She told the radiologist at the clinic that she had had a mammogram about a year earlier, at a public health clinic. She did not mention the finding, however. She was immediately admitted to a hospital in Indianapolis and a mastectomy was performed.
During a routine claims review, the insurer sent an inquiry to the Public Health Service in Oregon, which duly reported the earlier findings. Based upon these findings, the insurer canceled the policy based upon a material misrepresentation and refused to pay for any of the medical costs.
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Ergonomic Tools for Home and Garden
The need for ergonomic tools is important to identify when using hand tools in the home and garden. Especially if the tools are used for extended periods of time. Finding the right tool for the task at hand will save unwanted discomfort in the future.
Examples of causes of carpal tunnel and hand-arm vibration syndrome (HAVS) are chain saws, power tools, hand weeding, painting, pruning, improperly fitting gloves, screw divers, pressing tool into palm and using spray guns, etc.
To avoid painful carpal tunnel, the use of ergonomic tools allows hands to be in a more neutral position reducing the stress on wrists, arms and fingers. Many ergonomic hand tools have a bent handle which prevents excess bending and pressure.
Cushioned handles will add comfort, reducing strain and in general protect your hands.
Also, available are gloves designed to improve fit and hand function. This helps to eliminate pressure on the hand while wearing gloves.
Operating hand held power tools at the lowest speed necessary for performing the task and wearing anti-vibration gloves will help prevent HAVS. Power tools you may use in the home and garden are drills, saws, staplers and sanders.
Have you painted your home and garden spaces with a hand held brush to discover you keep shifting the paintbrush around to keep a comfortable grip? Paint brushes are available which are designed to reduce stress and discomfort to forearm and wist. The brushes are able to be held with the right or left hand holding positions with ease. The ergonomic brush handles are slightly curved to fit your grip with finger grooves at the base of the brush for comfort.
Ergonomic positioning is equally important as well holding the tool as recommended by the manufacturer. Adjusting straps on equipment will reduce strain on your body for any hand held equipment.
Wheelbarrows have been designed to reduce up to 45% of the impact on your body by keeping loads level as compared to conventional wheelbarrow. The weight is distributed on the front wheel reducing the load on the handles and strain on the operator especially when dealing with sloping areas.
Nontoxic Pest Control for Your Home and Garden
Pesticides are toxic and, while often effective against pests, can be dangerous for your family and pets. Outdoors, sprayed pesticides might drift on a breeze and dust your vegetable garden or your neighbor's yard. Indoors, pesticides can linger in the air, exposing the family to harmful chemicals. For these reasons, many people are turning to nontoxic pest control methods.
Prevention is the best way to control pests, but there are times when even the most thorough preventative measures will not save you from intruders, so this article discusses both preventative pest control methods and nontoxic pest control products.
Preventative Pest Control Methods
Sanitation:
As they say, cleanliness is next to godliness. And it keeps pests out, too. Keeping your home clean is the most effective pest control method. If you don't leave food or dirty dishes lying around the house, animals and insects won't be attracted to the smell. Sweep and vacuum regularly. Remember, just because you can't see crumbs doesn't mean they don't exist. Clean inside pantries and cabinets cabinets, under and around the stove and refrigerator at least once a year.
Screens:
This may seem obvious, but screens on doors and windows are a simple and relatively cheap way to keep insects out of the house. Also, screens on crawlspaces keep rodents from obtaining easy access routes into the house.
Caulking:
By caulking cracks in your house, you can minimize places for insects to hide and nest. Target bathrooms and the kitchen, especially doors and windows.
Nontoxic Pest Control Products
Traps:
There are many kinds of traps available that target many kinds of pests. Some examples are sticky traps for cockroaches, glueboards for mice, flypaper, bug zappers, and traps specifically for rats, gophers, or moles. You can usually pick up traps at your local Home and Garden store.
Pheromones:
Pheromones, essentially insect scent hormones, can be used in traps as bait. By emitting the scent of the female insect, pheromones can be used to lure males into a trap, where they are caught in a sticky glue. Insects are only attracted by pheromones emitted by their own kind, so you need to know exactly what kind of insects you're trying to eliminate and plan accordingly.
Biological Control:
Biological control is more often used in agriculture but can sometimes be used in home and garden situations as well. Basically it means using desirable organisms to eliminate undesirable organisms. For instance, planting certain plants in your garden can deter certain pests. For example, spearmint repels ants. Garlic repels Japanese Beetles. Indoors, spiders eat fruit flies and houseflies, so it may be worth leaving some of those webs around.
Repellents:
There are nontoxic repellents available for pest control. Mosquito repellents are the most popular, but if you look around, you can find repellents that target other pests. Some herbs, like eucalyptus and wormwood, are known for repelling animals and insects.
Social Work Continuing Education Information And Facts
It takes a unique type of man or woman to dedicate their career and professional life to social work. Continuing education and maintaining current licenses is just a small part of their position, but is an essential step to keeping their accreditation up-to-date. This article outline a few of the key points about continuing education in the field and why it is so important for the individual to stay abreast of the information and license renewal.
As someone that is employed in the field of social work, these classes are your responsibility. You can look to education boards and even your employer for direction, but the ultimate task of applying for and maintaining current licensure in your field is completely up to you. Individual requirements vary according to jurisdiction and you must take the time to make yourself aware of what these particular requirements may be.
For many men and women keeping up with license renewal for social work, continuing education involves taking certain courses along the way. Keep in mind that not all courses are created equal and you often get what you pay for. Be wary of courses that advertise dramatically reduced fees or do not offer to provide attendance records to licensing boards. Once you complete a course you should receive a signed certificate indicating your successful completion, attendance records for every day that you were present, as well as proof of qualification of instructors, consultants, and other educational personnel. All of these items are important to present to the licensing board when validating or renewing your social workers accreditation. Once again, all of these requirements are the responsibility of the social worker and must be kept track of by the individual that is looking to advance their education and renew their license.
There are a number of other things that help set some courses far above and beyond their competitors. It would be in your best interest to choose continuing education that offers a lot of assistance from other social workers in the program, provides evaluation forms and procedures that are easy to understand and learn from, and offers relevant content with a general outline or syllabus. The course should also state the educational goals and learning objectives, with tangible ways of evaluating progress as the course unfolds. There are a number of online courses also available that are convenient to attend and easy to pay for. These may be viable options for busy professionals with numerous home and career commitments.
It is important to keep all of these factors in mind when considering social work continuing education. Be responsible for keeping yourself aware of the requirements of license renewal and choose a course that exceeds the Association of Social Work Board's Approved Continuing Education requirements. In this way, you will keep yourself on track in a fulfilling career for years to come.
As someone that is employed in the field of social work, these classes are your responsibility. You can look to education boards and even your employer for direction, but the ultimate task of applying for and maintaining current licensure in your field is completely up to you. Individual requirements vary according to jurisdiction and you must take the time to make yourself aware of what these particular requirements may be.
For many men and women keeping up with license renewal for social work, continuing education involves taking certain courses along the way. Keep in mind that not all courses are created equal and you often get what you pay for. Be wary of courses that advertise dramatically reduced fees or do not offer to provide attendance records to licensing boards. Once you complete a course you should receive a signed certificate indicating your successful completion, attendance records for every day that you were present, as well as proof of qualification of instructors, consultants, and other educational personnel. All of these items are important to present to the licensing board when validating or renewing your social workers accreditation. Once again, all of these requirements are the responsibility of the social worker and must be kept track of by the individual that is looking to advance their education and renew their license.
There are a number of other things that help set some courses far above and beyond their competitors. It would be in your best interest to choose continuing education that offers a lot of assistance from other social workers in the program, provides evaluation forms and procedures that are easy to understand and learn from, and offers relevant content with a general outline or syllabus. The course should also state the educational goals and learning objectives, with tangible ways of evaluating progress as the course unfolds. There are a number of online courses also available that are convenient to attend and easy to pay for. These may be viable options for busy professionals with numerous home and career commitments.
It is important to keep all of these factors in mind when considering social work continuing education. Be responsible for keeping yourself aware of the requirements of license renewal and choose a course that exceeds the Association of Social Work Board's Approved Continuing Education requirements. In this way, you will keep yourself on track in a fulfilling career for years to come.
Shopping For Home and Garden Accessories
It's always nice to spice up your garden and home area with some good looking accessories and decorations that will add a beautiful ambiance to their entire area. You will find that there are plenty of places which you can go to in order to find these garden accessories and decorations. You can get everything from garden lights to pots, candles, and planters. Putting together a nice garden area is all about being creative and seeing what you can do with what you have. You might just be surprised at all the different types of things you can get to put in your garden. These are especially nice to have if the entire area is looking a little bit empty and boring. A lot of people choose to put in a good outdoor lighting system around the garden to illuminate it at night. This way people who drive by your home in the evening and at night can see just how beautiful it looks.
When you are considering which kinds of pots to use to put your plants in, you will also want to be creative here as well. You can buy a variety of pots for your plants in many different designs and colors. Just think about what would look best in your garden and go from there. You might even want to think about color-coordinating the plants with the pots that they are in. That way your garden area can look more stylish than ever. Garden candles can add a much more intimate and personal feeling to the garden area. It can breathe all new life into it if your garden seemed to have started becoming bland and lifeless. It should have a personality of its own and really say something about the person who created in. In your garden you will get the chance to express your personality.
There are a lot of different copper and metal plant holders that people are starting to put in their gardens, as well as wicker decorations. Both of these are becoming very popular and if you have a garden, you should start thinking about getting some of these for yours right away. It can transform the whole area into something completely different that will look a lot better. Putting an orb or a crown in your garden may be just the thing it needs to start feeling like a real garden again. These are available online and in many different stores that sell garden accessories. Even getting a few garden baskets isn't a bad idea when it comes to making it look unique and different from all the other gardens in your neighborhood. It's important to stop and take the time to be creative with just how you decide to decorate it.
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